Not three vendors. One team.
The people who design the plan are the people who administer it, and the actuary who certifies it sits down the hall. No handoffs between firms, no telephone game, and no one able to blame someone else when a number is wrong.
01 · COMPLEX PLAN DESIGN
The designs that need an actuary.
Cash balance, defined benefit, combo plans, controlled groups and cross-tested profit sharing. Others pass on this work because it takes more hours and deeper expertise, not because it can’t be done properly. A well-built combo plan can turn a $72,000 annual contribution into roughly $500,000.
02 · PLAN ADMINISTRATION & COMPLIANCE
No surprises. That’s the promise.
Testing, filings, documents, corrections and the annual review — handled. A lot goes on behind the scenes; almost none of it reaches you. What does is one summary and five to ten signatures a year, each with a plain-English explanation of what it does.
03 · CONSULTING & ACTUARIAL SERVICES
The strategy behind the plan.
Anyone can administer a document. We help you decide what the plan should be — scenario modelling, side-by-side comparisons, and plain-English talking points you can take straight into a client meeting. Actuaries on staff, not on retainer.