The work behind every healthy plan.
Annual administration.
Contribution calculations, distributions, vesting, and recordkeeping coordination, delivered on schedule.
Compliance testing.
§401(a)(4), §410(b), benefits, coverage, and controlled group testing, run early enough to fix issues before they become problems.
Government filings.
Form 5500 series and related filings, PBGC, prepared and filed on time.
Plan documents & discretionary amendments.
Kept current with changing law, including SECURE 2.0 requirements, without you tracking the deadlines.
Corrections & rescues.
When a plan arrives with problems, we fix them properly through the available correction programs.
The record behind the promise.
No audit failures.
Across every plan we administer.
2–5 days.
Average turnaround, depending on plan size.
100% of terminated participants paid out.
We pursue lost and forgotten balances so the plan carries no legacy liability.
We review every plan, every year. Before anyone asks.
Businesses change: profits swing, staff grows, owners age toward retirement. A plan designed three years ago may be quietly underperforming today. Every Cornerstone plan gets a proactive annual review, and when we find an opportunity, you’re the one who brings it to the client.
Reports you can forward without an apology.
Compliance reports and deliverables arrive clean, clearly branded, and formatted for the platforms you already use, so passing one to a client never requires a translation.